6406 River Bluff Trail Panama City Beach, FL 32413

GROUND-LEVEL, SINGLE-STORY LIVING | FLOOD ZONE X | DUAL-LIVING DESIGN | 6406 River Bluff Trail is a thoughtfully designed single-story residence within Rivercamps on Crooked Creek, positioned on an approximately 0.81-acre homesite, offering a scale and sense of space that is increasingly uncommon within the community in Flood Zone X, a high-and-dry classification that typically does not require flood insurance. Built in 2019, the home offers 3,746 square feet of heated living space with a rare dual-living configuration that supports privacy, flexibility, and everyday ease. The layout functions as two distinct living environments connected by shared outdoor space, allowing independence without separation. One side of the home features a complete living area with its own kitchen, bedrooms, and dedicated garage, while the main residence provides expansive primary living spaces with its own garage. An additional adjacent carport serves the secondary living space, providing convenient covered parking. The interior includes six bedrooms and five full bathrooms arranged across a true single-story floor plan, with two kitchens and multiple living areas that support a variety of living arrangements. Open-concept main living spaces emphasize flow and functionality, while the metal roof and modern systems reflect recent construction quality. The homesite offers privacy, usable outdoor space, and a wooded setting that emphasizes comfort, functionality, and everyday livability within the Rivercamps environment. Convenient proximity to the community entrance significantly reduces in-and-out travel time, offering everyday practicality while maintaining the natural character Rivercamps is known for. Rivercamps on Crooked Creek spans more than 1,500 acres, with approximately 1,000 acres preserved as conservation land. The community offers gated access, boardwalks and trails, a river house, community pool, gathering spaces, kayak and paddle access to Crooked Creek, as well as a community boat ramp and dedicated boat storage for residents, creating a balance of nature, privacy, and thoughtfully designed amenities. Within Rivercamps on Crooked Creek, 6406 River Bluff Trail stands out by offering true ground-level, single-story living, Flood Zone X placement, and a flexible dual-living layout. These characteristics create a home that is practical, adaptable, and designed for long-term everyday use within the community. All information is deemed reliable but not guaranteed; buyer to verify if important.